Job Description

• Educates and informs clients and potential clients about our products
• Acquires new deposit and loan clients for the institution
• Develops and maintains an acceptable level of  deposit portfolio
• Manages a portfolio of deposit clients through constant contacts and interactions
• Underwrites loan applications and proposes same for approval
• Participates in credit committees responsible for loan approvals
• Manages a portfolio of loan clients through monitoring
• Takes proactive steps to recover loan arrears and manage delinquencies
• Participates in arrears committees responsible for delinquency management

Required Skills or Experience

• DBS/ HND in Accounting, Management, Statistics and related fields
• Prior experience in micro lending and/or customer relationship management will be  a plus but not a prerequisite

• Good analytical and decision making skills
• Ability to work easily with numbers in making appropriate financial statements
• Responsible and reliable personality
• Familiarity with Microsoft applications especially PowerPoint, Word and Excel
• Excellent communication and marketing skills
• Ability to speak English fluently and fluency in at least one or more of the most popular local languages in the branch’s catchment area