Job Description

• Appraise loan requests or commercial credit applications through interviews with applicants and checking application forms, references, credit ratings, credit scores, pay slips and other information
• Approve or recommend approval of loans and commercial credit applications within policy guidelines
• Prepare papers setting out conditions and periods of loans, rates of repayment or, in a commercial area, the setting out of trading terms
• Prepare reports of loans and accounts which have outstanding (unpaid) amounts
• Keep records of arrears (behind in payments) and prepare routine letters or make telephone calls requesting payment
• Prepare statements of overdue accounts and forward these for legal action
• Prepare reports on credit ratings of customers
• Answer enquiries concerning loan balances or commercial accounts, penalties and credit standing of customers.
• Undertake other tasks assigned by the CEO

Required Skills or Experience

• Minimum of HND Accounting  or  Bsc Accounting
• Good verbal and written communication skill.
• Good Understanding of financial statements.
• Good knowledge and skills in Microsoft applications.
• Knowledge in T24. Banking Application will be an advantage
• Strong analytical, technical and problem solving aptitude.
• Professional, ethical and discretion when dealing with confidential information.
• Strong communication and interpersonal skills and presentation abilities.
• Committed, responsible and able to work under pressure and limited time frames.
• Ability to carry out the work on an independent basis as well as in working groups and teams.
• Good planning and organizing skills.