Job Description

A wholly owned Ghanaian Savings and Loans company with a vision to become the Employer of Choice in the Industry by offering unparalleled value to its customers invites applications from experienced, highly motivated, passionate, proactive and resourceful persons to fill the position of: Commercial Manager (CMFBS2017)  

Key Job Responsibilities
Managing and review of financial information and Management Accounts. 

Other responsibilities will include the following:

• Develop, execute and manage retail strategy and tactical business plan, taking into account the market opportunity/growth potential, competitor activity, existing capabilities and risk appetite;
• Agree target market selection and customer propositions within the strategy;
• Devise and agree product and sales mix;
• Define measurable business growth objectives, management processes and measures;
• Define and develop a service-based sales culture; and
• Develop the business cases and the analysis of the organization’s expansion potential, including the physical network and self-service channels
• Identify customer needs initiate action and follow up in order to meet customer expectations
• Identify training needs recommend guide rotate monitor and follow up in order to improve staff competencies

Required Skills or Experience

Experience: 
Minimum Commercial lending working experience should be between one to three years.

Education and qualifications:
A University qualification in Economics, Finance, Accounting, Business or Marketing. Candidates with Masters Degrees have an added advantage.
      
Personal qualities and competence:

• Advanced negotiating skills
• Prior experience and Comprehensive industry knowledge necessary
• Must exhibit professionalism and cordiality with customers, suppliers and staff
• Possess Technical knowledge of distribution channels.