Job Description

A reputable Tier-2 Microfinance Company seeks qualified personnel for immediate employment.

Duties and Responsibilities:

• Interview/screen prospective clients and guide them through the application process ensuring that all required documentation is provided by the client. 
• Perform pre-qualification assessment including visits to the client’s place of business.
• Prepare appraisal reports for client’s loan requests.
• Communicate loan approval or denial to the client and facilitate the disbursement process.
• Maintain credit/loan files to ensure that files are complete (application letter, appraisal form and report, loan approval letter, documentation of security, repayment schedule and monitoring and recovery reports.)
• Undertake field visits, prepare reports and generate new business.
• Provide technical advice and manage useful and practical information for the benefit of customers.
• Ensure a healthy and quality loan portfolio.
• Responsible for the growth of the loan portfolio.
• Monitor credit performance of clients including status of payments and conditions of the clients’ business on a monthly basis.
• Market the institution’s loan products to clients and build and maintain client relationships educating them on any new products and services.
• Prepare weekly and monthly performance reports and to ensure correct classification and provisioning for loans and advances.
• Perform all other duties as may be assigned from time to time.

Remuneration: Basic Salary (Plus Commission)

Required Skills or Experience

• Minimum Diploma/HND/First Degree in any Discipline
• Minimum of 2 years’ working experience in a similar position in a Tier-2 Microfinance Institution
• Excellent communication skills (written and verbal)
• Energetic, flexible, collaborative and a team player
• Strong problem solving skills
• Quality oriented with eye for details
• Ability to multitask and work within deadlines
• Highly motivated professional with the highest level of integrity
• Proficiency in Microsoft Office Suite including Excel, Word, PowerPoint and Outlook