Company Profile

iDE is an international not-for-profit NGO with a unique business approach to poverty eradication. For 41 years around the world—and 10 years in Ghana — iDE has pioneered innovative market-based approaches to improve access to safe water and sanitation and increase agricultural incomes.

iDE Ghana designs to context sustainable social enterprises in Water, Sanitation, Hygiene and Agriculture. Our unique and collective passion to create new market opportunities is unlocking the potential of local entrepreneurs all over the country. Through innovating affordable products and services for our customers we are making a profound social impact in the communities that we live, love and serve. We currently employ or contract more than 200 people across 41 districts in Ghana.

Job Description

• PROJECT OR DIVISION: Water, Sanitation, and Hygiene (WASH)
• REPORTS TO: Commercial Operations Manager(s)
• LOCATION: Based in Tamale, with frequent day trips and travel to rural areas across the Northern, Upper East & Upper West Regions

PURPOSE
The Commercial Officer plays a key role in supporting the Commercial Operations Manager in credit delivery and management of finance portfolio of Sama Sama. Shall be responsible for ensuring due diligence in evaluating instalment applications completed at sales pitches, ensuring all guidelines are met and recommending approval or disapproval of such credit facility. 

REPORTING RELATIONSHIPS
The Commercial Operations Officer (COO) reports directly to the Commercial Operations Managers, and works closely with other project team members and other  managers especially Sales Manager and Production Manager.  

CORE RESPONSIBILITIES - Modifications may be made at any time

• Initial processing of finance request from prospective clients/customers and assess finance worthiness
• Manage client files, relationships and lead in client acquisition
• Take on any additional works as required by the Commercial Operations Manager

Required Skills or Experience

• Graduated from university with degree in Business Administration, Accounting Economics, Mathematics or other relevant areas
• 3 years work experience, previous credit administration/ microfinance role is a plus
• Understanding of basic credit principles and practices
• Collecting, analyzing and compiling data and preparing reports
• Ability to maintain accurate and up to date records
• Experience in work planning, report writing and record keeping
• Excellent spoken and written communication
• Ability to Speak; Dagbane, Daagare, Gruni, Twi, Hausa, or any other languages from the three northern regions of Ghana
• Microsoft Word and Excel
• Holds a Valid License and capability to ride a motorbike.