Loan Officer

Credex Microcredit

Accra

Full-time

2 years

Bachelor's Degree

Posting expires Aug 21, 2026


Description

Responsibilities

  • Sourcing, evaluating, and processing loan applications in line with Credex Micro-credit's credit policies and risk framework.

  • Conducting thorough credit assessments, client interviews, and field visits to verify the accuracy of information submitted by loan applicants.

  • Recommending appropriate loan products and amounts based on the financial needs and repayment capacity of clients.

  • Actively managing and growing a healthy loan portfolio while maintaining a low delinquency rate.

  • Monitoring loan repayments and proactively following up with clients to ensure timely recovery of outstanding balances.

  • Maintaining accurate, complete, and up-to-date records of all client accounts and loan files.

  • Building and sustaining strong client relationships to promote loyalty and repeat business.

  • Preparing and submitting timely and accurate portfolio performance reports to the relevant supervisor.

  • Performing any other duties as may be assigned by Management from time to time.

Qualifications

  • Bachelors Degree in Marketing, Banking, Finance, Accounting or any related field.

  • 2-3 years working experience.

  • Cash and Bank transactions. Cash Requisition preparation, Cash Certificate preparation and bank Reconciliation statement

  • Experience: At least one year’s experience working

Skills

  • Knowledge of MS World, MS Excel

  • Effective communication skills.

  • Writing and reporting skills in English

Send CV's to Credexmicrocredit@gmail.com

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Credex Microcredit

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