Senior Legal Officer


Company Advans Ghana ...
Industry Financial Ser...
Category Legal
Location Accra
Job Status Permanent
Salary GH¢ 
Education Professional ...
Experience 6 years
Job Expires Mar 08, 2024
Contact ...

Company Profile

Advans is a leading microfinance group established in 2005. Advans mission is to respond to the need for financial services of small businesses and other populations who have ill-adapted, limited or no access to formal financial services. The Advans Group currently spans nine countries: Cambodia, Cameroon, Ghana, the Democratic Republic of Congo, Côte d’Ivoire, Pakistan, Nigeria, Tunisia and Myanmar. As at end October 2019, the group served more than 1,000,000 clients and employed more than 7,300 staff. Headquartered in Luxembourg with support services in Paris, the group’s shareholders are EIB, KfW, FMO, CDC Group plc, FISEA (AFD Group) and IFC.

Advans Ghana, subsidiary of the international microfinance group Advans, started its activities in 2008. The institution offers a full range of adapted financial products and services to micro, small and medium sized enterprises in Ghana. The institution serves more than 64,000 clients through a network of 20 points of sale and over 650 employees.

Job Description

Are you looking for a new challenge in a dynamic and multicultural environment? Do you have proven experience in this field? Do you want to contribute to a committed group, seeking to have a positive and sustainable impact? Advans Ghana, a leading MFI, has the position you are looking for.

The position is a permanent role and is based in our Head Office Accra.

What will your role be?
Reporting to the Head, Legal, Compliance, and Board Secretary, the Senior Legal Officer is responsible for assisting in contract management and review, recovery and collateral management, litigation, and case management.



  • Assist the HOD in organizing AGM, Board, and Board subcommittee meetings.
  • Take minutes, draft resolutions, circulate, and follow up on action points.
  • Update and advise Shareholders, Board, and Management on Laws, directives, regulations, and best practices.
  • Circulate and distribute documents and notices about the Board meetings.
  • Review and upload board documents on the Dilitrust Board Portal and send notifications to directors.
  • Assisting the HOD with all corporate governance requirements about the role of a Company Secretary.
  • Ensure that all statutory forms, returns, and documents are duly filed with the Registrar General and other regulatory bodies.
  • Keep the board abreast of all relevant legislative, corporate governance, and risk management developments.
  • Ensure that the board's constitution and policies are all in place and implemented.
  • Any other responsibility or role assigned by the HOD from time to time.


  • Advise Management on legal issues and ensure that the rights of the clients are protected.
  • Conduct and coordinate research into a variety of legal issues.
  • Review credit appraisal documents of customers.
  • Perfecting of legal documentation.
  • Review and draft contracts, agreements, and internal policies and ensure that they comply with all statutory or legal requirements.


  • Provide legal counsel to recover outstanding debts from defaulting Customers.
  • Ensure the recovery procedures are applied by the Recovery unit and the branch network.
  • Directors Ben Berko (Board Chairman), Solène le Bleis, Brieuc Cardon, Amma BennehAmponsah, Sydney
  • Check the defaulting client’s files that come in for completeness and take actions to improve their quality if needed (missing or unsigned documents)
  • Ensure an effective recovery setup for the operations of the company.
  • Occasional field visits to defaulting clients and prospects.
  • Manage the Relationship with valuers and auctioneers and ensure Advans Ghana obtains the returns it deserves.
  • Take concerted decisions with the Head of Recovery on which clients and guarantor’s assets to seize decisions based on different criteria (passing of Event of Default deadline, payment history, respect or breach of contract)


  • Representing the Company in court/police stations on cases initiated by clients or service providers.
  • Develop comprehensive reports for external lawyers should we have to go to court.
  • Initiating court proceedings against Clients.
  • Conduct meetings with defaulting clients and their lawyers.
  • Review the progress of outstanding litigation.


  • Monitor changes in relevant legislation, newly published Laws, acts, and the regulatory environment and ascertain how these affect the institution’s business.
  • Develop and recommend operating policy and procedural improvements.
  • Ensure compliance with statutory and regulatory requirements.
  • Represent the company before statutory bodies when the need arises.
  • Participate in relevant committee meetings such as disciplinary, credit, arrears review, etc.
  • Prepare and submit relevant documents on Board nominations and other appointments to BOG for approval.
  • Advise departments on projects or activities that require the Bank of Ghana's prior approval.
  • Follow up on pending approvals with the Bank of Ghana.
  • Meeting with defaulters
  • Manage and reduce legal risks.
  • Advising on legal issues.


  • Challenges with Court Bailiffs/Officers
  • Challenges with securing Bank of Ghana approvals
  • Challenges with Government Departments
  • Challenges with Branches/Departments

Required Skills or Experience

  • A first degree in Law and a Professional Law certificate
  • A master’s degree in law will be an added advantage.
  • At least six (6) years post-call experience preferably in a financial institution.
  • A minimum of three (3) years practice and some exposure to company secretary
  • responsibilities will be ideal.


How To Apply

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