Job Description

Responsibilities

• Evaluate potential customers’ creditworthiness
• Maintain detailed records of company loans
• Approve or reject loan requests from customers
• Calculate and set loan interest rates
• Negotiate loan terms with new customers
• Monitor customers’ loan payments
• Review and update the company’s credit policy when necessary
• Create a credit scoring model to assess risks
• And other duties that may be assigned.

Required Skills or Experience

• Strong leadership skills
• Strong negotiation skills
• Ability to work under pressure
• Excellent analytical skills
• Self-motivated person
• Must be trustworthy
• Solid interpersonal skills
• Attention to detail
• Great written and verbal communication skills
• Understanding of loans and lending procedures
• Proven track record as a Credit Manager in a micro lending company
• Six (6) years' experience
• Degree in Accounting, Finance or its cognate
• Master's Degree is an added advantage
• Member of a professional body is a plus.