Company Profile
BRAC Ghana Savings and Loans Ltd (BGSL) is a socially responsible for-profit organization, engaging people, especially women in sustainable economic and income generating activities in Ghana. Our mission is to provide a range of financial services responsibly to people at the bottom of the pyramid.
Job Description
BGSL is seeking applications from competent, dynamic and self-motivated individuals to fill the following position: Risk Officer
PURPOSE
- The purpose of this role is to support the Chief Risk Officer to ensure that all Risks are identified, properly assessed and measured, and adequate plans measures are put in place to reduce the risks to an acceptable level.
MAJOR RESPONSIBILITIES
- Carrying out market risk analysis and investment mix updates through analysis of inflation trends, market developments and investment analysis for alignment of BGSL’s activities to sound practices and relevant frameworks.
- Computation and analysis of the different credit risk parameters resulting in preparation of Management Risk Committee report for decision making.
- Collection of the monthly Risk and control self-assessments, suspicious transactions and Incident reports and other data to aid in preparation of the monthly Risk reports.
- Participate in preparation of the risk reports to Management Risk Committee including; the Risk and Control Self-Assessment report, Key Risk Indicator analysis, CAMELs framework and the quarterly Operational incident report.
- Maintaining a standard tracking tool for key residual risks from Risk, Compliance and Audit for continuous monitoring and undertaking routine vulnerability analyses and reviews for all risk incidents in a bid to enhance process control activities.
- Preparation of risk review feedback for branches/ service points and departments for monitoring, implementation and follow ups with respective risk owners.
- Monitoring of market developments for assessment of market risk, interest rate risk, foreign exchange risk and country risk for preparation of BGSL’s risk profile.
- Undertaking independent reviews and spot checks in branches & head-office departments to assess the effectiveness of policies and procedures and identification of vulnerability points and gaps for improvement of process flows.
- Undertaking Business impact assessment and Risk Assessment of the different business areas for business seamless disruptions upon a disruption/ disaster event
- Participating in the Enterprise risk assessment for better internal controls for business units, incident management and minimal business surprises.
- Proactively initiate review of organizational policies and procedure, in line with the changing BGSL’s risk profile.
- Updating risk register using internal loss database, external loss database and new market development register.
- Any other duties as assigned by the Chief Risk Officer
Safeguarding Responsibilities
- Establish a safeguarding culture across all levels of the programme by implementing the safeguarding policy.
- Act as a key source of support, guidance and expertise on safeguarding for establishing a safe working environment.
- Responsible to ensure team members are appropriately trained, supported and have access to resources regarding issues that are identified and actioned in accordance with the safeguarding policy and procedure.
- Follow the safeguarding reporting procedure in case any reportable incident takes place, encourage others to do so.
Required Skills or Experience
SPECIFIC EDUCATIONAL/PROFESSIONAL QUALIFICATION
- At least First Degree
- Concentration / Major: Statistics, Banking or Business Administration
EXPERIENCE (Including sector/industry)
- A minimum of 3 years’ relevant work experience preferably from Risk, Internal Audit, Compliance, Operations and Credit functions.
- Chartered Institute of Bankers Qualification is an added advantage.
- Good understanding of risk disciplines and regulatory universe.
KNOWLEDGE, SKILLS & COMPETENCIES
- Possess wide knowledge in banking operations; credit and market risk
- Demonstrated Leadership Skills and team player
- Strong analytical and problem-solving skills
- Practical creativity and innovative thinking
- Project Management skills
- High level of Integrity and ethical standards
- Enthusiastic, confident and able to work independently.
- A Results-oriented individual able to meet deadlines.
- Ability to create rapport with risk owners and other stakeholders for risk information and data collection
How To Apply
All qualified and interested persons should send their cover letters and CVs along with photocopies of educational certificates to bgslhirings23@gmail.com by 8th September 2025
PLEASE STATE THE NAME OF THE POSITION AS SUBJECT OF MAIL/APPLICATION.
FEMALES AE ENCOURAGED TO APPLY
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